We are all looking for ways to save money, especially when it comes to the cost of benefits. While healthcare costs continue to rise for you and for NY44, there are things you can do to maximize your benefits, get the care you need and still spend less.

Use Healthcare Bluebook

Did you know that you can shop for medical care in the same way you can shop for other products and services? Healthcare Bluebook is a FREE resource for everyone enrolled in the NY44 Health Benefits Plan Trust. Click HERE to learn more.

Understand your benefits
Take the time to review information about your benefits. Ask questions and get the answers you need to make informed selections and use your benefits wisely.

Stay In-Network
Your costs will be lower when your healthcare provider and service are part of your plan’s network. Visit the MVP website to locate a provider.

Partner with your doctor
Your primary care physician is your best partner in managing and coordinating your care, and an important resource for managing your health care costs. Get started by

• Scheduling your no-cost annual preventive visit
• Prepare for your appointment by listing any healthcare-related concerns you have
• Ask about lower cost options that may be appropriate for you

Understand your options
Stay informed about the tools and resources available to help you manage your health. Knowing when Urgent Care is appropriate and when the Emergency Room is the best place for treatment can go a long way to saving money and getting the care you need.